How to navigate credit and financial risk in an unstable economy

Burning five-dollar and one-dollar banknotes, London, August 8, 2011 (Photo by Tom Stoddart/Getty Images) Getty Images I recently interviewed Sundeep Yerapotina, Chief Risk Officer (CRO CRO ) of Citi’s Rewards branded cards, a personal finance and credit risk management expert on how people handle credit and financial risks in today’s uncertain market. What is your … Read more

20 dividend stocks that might be safer if the Fed causes a recession

Investors cheered when last week’s report showed the economy expanded in the third quarter after successive contractions. But it’s too soon to be excited, because the Federal Reserve has so far given no indication that it is about to stop raising interest rates at the fastest pace in decades. Below is a list of dividend … Read more

This is not a QE or QT. This is not any of those. Why is the US Treasury exploring debt buybacks

The US Treasury said Friday it plans to start talking to primary dealers in late October about the possibility that it could begin buying back some of its old debt to help avoid disrupting market functions. The plan, if adopted, would mark a milestone in the roughly $22.6 trillion US government bond market, the world’s … Read more

Can’t qualify for a personal loan? 4 alternatives to try

By ANNIE MILLERBERND from NerdWallet Personal loans provide fast, unsecured money that can pay off anything from home repairs to medical emergencies. Instead of asking for collateral like a house or a car, many prefer advanced lenders with strong credit and high incomes. But what if you do not meet the requirements of the lender? … Read more

The next financial crisis may already be ripe, but not as many expect

A growing number of traders, academics and bond market experts are concerned that the $24 trillion US Treasury debt market may be headed for a crisis as the Federal Reserve begins its “quantitative tightening” at full speed this month. With the Fed doubling the pace that its bond holdings will “roll” its balance sheet in … Read more