Can’t qualify for a personal loan? 4 alternatives to try

By ANNIE MILLERBERND from NerdWallet Personal loans provide fast, unsecured money that can pay off anything from home repairs to medical emergencies. Instead of asking for collateral like a house or a car, many prefer advanced lenders with strong credit and high incomes. But what if you do not meet the requirements of the lender? … Read more

3 reasons I love the 80/20 budget method

Image source: Getty Images Is the 80/20 budget method right for you, too? the main points The 80/20 budget method is the joint budget approach. It includes saving 20% โ€‹โ€‹of your income and reducing your spending to 80% of your earnings. This technology allows you to put savings first, which is flexible and easy at … Read more

Early Social Security Demands, Prepare for This Big Change in 2023

(Kylie Hagen) We’re only a few weeks away from figuring out what kind of a Cost of Living Adjustment (COLA) Social Security recipients can expect in 2023. While this is a pretty big deal, it’s not the only exciting change coming to the program next year. Workers who claim Social Security early may notice a … Read more

Meet Nancy Doyle, Financial Literacy Teacher

Johnson County Library is pleased to offer Nancy Doyle, personal finance expert and financial literacy advocate, to provide invaluable advice to beneficiaries on managing their financial lives more effectively and confidently. Doyle will share her thoughts on “Regulating Your Home Finance” on October 11th from 7-8:30 p.m. via Zoom. Register online to attend. Doyle, based … Read more

How to finance a separate structure

For a homeowner looking to increase the value of their property, and add usable space, a detached structure such as a garage or shed can be a smart way. to build housing. Paying for a new, separate structure can be expensive, but there are ways to fund these types of home improvement projects. The type … Read more

8 retirement planning tips everyone can learn from the FIRE movement

More than 39% of Americans Want to retire before 63According to a recent GOBankingRates survey of 997 adults. Early retirement isn’t a modern fad – it’s the main goal behind the FIRE (Financial Independence, Early Retirement) movement. Retire at any age: Get top retirement tips for every stage of lifeImportant: 7 surprisingly easy ways to … Read more